Advisory services

Inheritance Tax Planning & Family Wealth Support

Our Stoke-on-Trent accountants help families across Staffordshire protect their wealth through careful Inheritance Tax planning. We analyse your estate to identify potential IHT exposure and develop strategies that reduce the tax burden on your beneficiaries. This includes reviewing eligibility for Business Relief on trading company shares, structuring lifetime gifts within annual exemptions, and coordinating with solicitors on trust arrangements. For business owners, we ensure your succession planning considers both IHT efficiency and practical family dynamics. Regular reviews keep your plan current as tax rules and asset values change. Our goal is to help you pass on more of what you have built to the people who matter most.

Where we help

Estate forecasts that reveal future IHT exposure and funding gaps.
Guidance on Business Relief, agricultural relief, and trusts.
Documented action plans that align with your legal advisers and family goals.

How it works

Understand your estate
We catalogue assets, liabilities, and wills to establish a clear baseline.
Model scenarios
We stress-test gifting, share transfers, and pension routes to minimise tax leakage.
Deliver the plan
We coordinate with solicitors and advisers to implement and review the strategy annually.

Next steps

Book a confidential call and we will deliver an estate snapshot within a week.

Schedule an IHT review Ask a question

Frequently asked questions

What is the Inheritance Tax threshold?

The IHT nil-rate band is £325,000 per person. The residence nil-rate band adds up to £175,000 when passing your home to direct descendants. Married couples can transfer unused allowances, potentially sheltering up to £1 million from IHT.

What is Business Property Relief?

Business Property Relief (BPR) can reduce IHT on qualifying business assets by 50% or 100%. Trading company shares and business assets typically qualify for 100% relief after two years of ownership.

How can I reduce my Inheritance Tax liability?

Options include lifetime gifts (which become exempt after 7 years), using annual gift exemptions, Business Property Relief on trading assets, charitable legacies, and trust planning. Early planning maximises available reliefs.